Tag Archives: securities

TBTF HAS MET ITS WATERLOO

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Nov. 14, 2025 — With all this new talk about mortgage fraud and funding or selling Fannie and Freddie, it may be time to revisit where the mortgage fraud and fraudulent financial products started.

businessman-outdoor-puzzle-piecesThe recent lawsuits filed in the SUPREME COURT OF THE STATE OF NEW YORK,  COUNTY OF NEW YORK are the beginning of a long process unraveling the frauds created by a generation of “Younger Boomers” and “Now Generation” Wall Street bankster executives that expected immediate gratification.

These smart-asses didn’t take the time to ensure all the pieces to the puzzle fit before they began their filthy rich land grab operation, causing a lot of damage and red ink to America and the rest of the world. Their failures are your insurance to defeat foreclosure once you understand what is missing.      Continue reading →

When Size Matters and Meets Foreclosure Defense – 17 Years Later

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This about sums it up perfectly. Nobody knows better the corruption in the court rooms than the American Homeowners.

For 17 years American Homeowners have fought the banksters and their fraudulent UNREGULATED DERIVATIVES securitization scam – some successfully, some not.

BOTTOM-LINE – We’re tired of the fabricated documents, cleverly worded, but still false declarations, failure to prove standing – and especially using significantly reduced photocopies of an alleged Promissory Note, undated allonges and/or unsigned endorsements left “in blank” to further their fraud. Along with fraudulent Assignments of Mortgage, created or ordered by questionable law firms for the banks and many times back-dated, if dated at all. And let’s not forget the lower court foreclosure judges that let the Plaintiff Bank get away with it!

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UNJUSTICE – Chapter 4: LACK OF JURISDICTION

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UNJUSTICE
 A Sydney Sullivan Story
“Although inspired in part by a true incident, the following story is fictional and does not depict any actual person or event.” Photos throughout the fiction are to assist with your own imagination.

Ole stared directly at John G., “This is putting some bad law on the books, John – you can’t tell me this doesn’t bother you? I have to tell you both straight out that if I didn’t know about the pension fund issues, I’d think we’d look just plain incompetent… and I know some people are already saying that. We’re a pretty conservative community with a telegraph tree on the Internet. Every time I deny a homeowner’s foreclosure complaint it’s all over the social media. I’ve run out of creative ways to deny these homeowners and say, ‘you can appeal me, but you still have to move out, unless the appellate court gives you a stay.’ Now, you want us to go after a decent attorney just because he can’t be persuaded to quit his representation of homeowners?

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UNJUSTICE – Chapter 3: UNREASONABLE TARGET

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UNJUSTICE
 A Sydney Sullivan Story
“Although inspired in part by a true incident, the following story is fictional and does not depict any actual person or event.” Photos throughout the fiction are to assist with your own imagination.

John G. hesitated with a guilt-ridden stammer, “Louis Harding.” ‘Oh my God’ Ole thought, ‘there but for the grace of God go I.’

“You don’t mean “Saint” Louis Harding, do you?” questioned Carl. John G. raised his eyes, looked upward and nodded.  

“I worked with him in the Public Defender’s office. His nick name was “Saint Louis” because he was so pure… so honorable, I mean he should have been appointed to a US District Court judge position. Is this really necessary, I mean, isn’t there another way?” Ole asked. “We’re elected, not appointed – if this gets out we could get creamed in an election.”

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Do Bank Foreclosure Attorneys Believe in Karma?

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By Sydney Sullivan

The stories you are about to read are relatively true with some poetic liberties, the names have been changed to protect the innocent. God took care of the guilty.

Karma comes from the Sanskrit word, karam, or action. The Law of Karma talks about the consequences of our actions. Or in other words, cause and effect. You may or may not call it karma, but for most of us, we have one of the following ideas already implanted.

  • You reap what you sow –
  • What goes around comes around –
  • You get what you give –
  • Life always come “full circle” –

How does this apply to bank foreclosure attorneys?

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The Housing Vultures – New Book Review

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A Review by Francesca Mari

Homewreckers: How a Gang of Wall Street Kingpins, Hedge Fund Magnates, Crooked Banks, and Vulture Capitalists Suckered Millions Out of Their Homes and Demolished the American Dream by Aaron Glantz

“In an alternate reality, the one progressives wanted, the government wouldn’t have bailed out the banks during the 2008 crash. When mortgage-backed securities began catching flame like newspaper under logs, the government would have prioritized struggling homeowners instead. It would have created a corporation to buy back the

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[UNREGULATED] DERIVATIVE COMPLAINT – Blackrock, Pimco Sue U.S. Bank Over Trustee Roles

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By Sydney Sullivan

The main focus this week, Blackrock & PIMCO, et al v. U.S. BANK NATIONAL ASSOCIATION, was so powerful it deserves to be highlighted. As usual legal protocol, the Plaintiffs’ claims are accepted by the court to be true. For example, the next move for the Defendant might be to file a motion to dismiss, a court must accept all well-pleaded facts as true, viewing the facts in the light most favorable to the plaintiff.

WARNING: The contents of this complaint is likely to make certain foreclosure judges with hefty Plaintiff hedge funds preferred shares in their investment portfolios extremely nauseous.

Plaintiffs Blackrock & PIMCO and a multitude of subsidiaries, affiliates, associates, closely related and closely held companies for each sued U.S. BANK NATIONAL  ASSOCIATION for BREACH OF CONTRACT; VIOLATION OF THE TRUST INDENTURE ACT OF 1939; BREACH OF FIDUCIARY DUTY; BREACH OF DUTY OF INDEPENDENCE; AND NEGLIGENCE.  Continue reading →

The Securitization Debacle – A U.S. Pension Shortfall: $3.4 Trillion+ [$3,400,000,000,000]

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By Sydney Sullivan

looting the pension fundsShortfall. Unfunded. Underfunding. Sounds like a minimal pension issue – however, it is anything but that. You may have heard the words “shortfall” when your state refers to it’s government budget or pension plan; and, if you are young (say, under 40), you’ve probably not given it a second thought. Just so you know “shortfall” is defined as “a failure to come up to expectation or need” and at 40 it seems like there will be plenty of time and ways to make up a shortfall… not so much when you are 60.

If you’re like many Americans, you’re worried about retirement. Maybe before the new century securitization scheme was launched, a “shortfall” might have been more easily explained and handled. But after 2000, the Wall Street securities system ramped up and took deficits to a new high while lining the pockets of Wall Street traders. How did this happen?

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REHYPOTHECATION IS YOUR WEAPON TO ESTABLISH THERE WAS NEVER A MORTGAGE LOAN – THESE WERE ALWAYS SECURITIES!

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By Sydney Sullivan

2448936411_Wall_Street_answer_1_xlargeIn a world where the American Dream and Wall Street greed collide, when your life and home are no longer your own, we must look beyond the facade of the documents and dig deeper into the public archives to seek the truth of the concealed path that is destroying our nation built on the rule of law, the slavery of the collateral consisting of people and land records so that a few may prosper while millions of others face peril. It may seem like an impossible battle – until NOW! There is one thing that they didn’t count on – knowledge and truth that will awake your hero and cause the fatal change in their course.

Rehypothecation is your sword – know it well! Continue reading →

Policy Changes aka eNotes are Here! New Paragraph 11 in Promissory Notes.

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monopoly_electronic_banking_editionWe’ve discussed UETA and eSign and the significance of explicit consent…in most cases pre-2008…there isn’t any. Here is a Indiana case that is riveting: Good v. Wells Fargo. Read it HERE.

In this case, Bryan Good stated that in this 2008 transaction there were apparently 2 notes. Wells Fargo asserts that Good signed an eNote with a new (policy change) paragraph 11 – and that is still not enough.

Yes – go get your promissory notes and look for paragraph 11. You probably won’t see it if your note pre-dates 2008. Continue reading →