Impressive! Hawaii USDC Provides Pro Se Forms as of 12/21/2015

Hawaii USDC Pro Se Forms

After trying to read numerous Pro Se pleadings, it is with sincere gratitude to the judiciary who (hopefully) felt compelled to have decent, simple forms created. Click HERE to review and download forms. Continue reading

Rehypothecation – Distorting Legal Principles By Risking Mortgage Loans – Nemo Dat!

By Sydney Sullivan and Kenneth Dost

rehypothecation hijackIT’S 3:00 p.m., DO YOU KNOW WHERE YOUR COLLATERAL IS? An enlightening paper every homeowner should read. Written by Christian A. Johnson, Assistant Professor of Law, Loyola University Chicago School of Law. B.A.; MPrA, Utah; J.D., Columbia, 1990

It was Saturday afternoon when a group of us were teleconferencing about foreclosure issues. The focus was on the late assignment of mortgages, when one person said, “…think about it, the Plaintiff Trust says it became the owner of the loan over 3 years after the trust closed… how could it sell certificates to investors for something it did not own?” Great question! Continue reading

Small Town Judge – Major Ethics Issues – Plots Against Homeowner with Bank’s Attorney

By Sydney Sullivan

wickedWitchHave you ever felt that the judge in your case was not treating you or your attorney fairly, especially when the facts of bankster fraud were clear? Or when you have shown the judge a fabricated assignment of mortgage and an obviously fake endorsement on your so-called note? When you walk into the courtroom does your stomach sink and you imagine you hear a faint theme from the wicked witch of the west in the Wizard of Oz?

In a small Kentucky county, a homeowner just like you encountered the unthinkable – proof that his judge was prejudice and even worse – the judge was assisting the opposing counsel for the bank in a plot against him.  

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Is the Promissory Note Even Enforceable?

Judge UnEnforceableWhen all is said and done the courts come back to the main premise, “Did you pay?”. That is so injudicious on so many levels. The deeper we get into securitization and contract law we soon realize (after dissection) there is one very basic question being ignored – “Is the Promissory Note even enforceable?”

Sheila Bair’s (former FDIC Chairperson) new book, Bull By the Horns, addresses issues that must be taken into careful consideration when considering the validity of foreclosures – and she does it with impressive candor. Sheila separates the MBS into 2 categories: Continue reading

Fraudclosure Against America’s Middle Class – A War with Serious Repercussions

A Foreclosure Primer from a Washington State Paralegal.

I.             War Against America’s Middle Class.

bankers-warsWhile most Americans’ (and in fact the world’s) attention is on Syria, I would like to point out that there has been a war waging right here at home for several years, and it is far more likely to have a direct impact on you than anything overseas.

There is a financial war being waged that is arguably as damaging as any war in recent history.  Warren Buffet said “In my view, derivatives are financial weapons of mass destruction, carrying dangers that, while now latent, are potentially lethal”. [Click HERE for PDF – Warren Buffet on Derivatives] Continue reading

BofA Invasive Tactic in Foreclosures Draws Scrutiny

Don’t think for a minute that this could not happen to you.  This is much more prevalent than you can imagine.

NYT break-in storyThe New York Times – by JESSICA SILVER-GREENBERG

Barry Tatum returned to his home in Chicago in December to find that his front and back doors had been torn from their hinges, leaving his possessions exposed to the frigid winds that whipped through his neighborhood.

Terrified that he had been robbed, Mr. Tatum, who had fallen behind on his Bank of America mortgage, raced inside only to discover an unlikely source of the break-in, he Continue reading

Washington, DC Tax Lien Rape Leaves Homeowner with Nothing

Don’t think for one minute that this could not happen to you.

WP Tax Rape Story

On the day Bennie Coleman lost his house, the day armed U.S. marshals came to his door and ordered him off the property, he slumped in a folding chair across the street and watched the vestiges of his 76 years hauled to the curb. Continue reading