Saterbak Dissected – By Californians for Justice

A Guest Post By Californians for Justice

Judith McConnellSaterbak v JPMorgan [Saterbak v JPMorgan, D066636 (Cal. Ct. App. March 16, 2016) Appellate Court attempts to over rule the California Supreme Court requires response from all. Presiding Judge Judith McConnell.

Below is an analytical response to the horrific ruling and opinion from the San Diego Appellate court that directly challenges the recent Yvanova vs. New Century Mortgage Corporation ruling from the Cal Supreme Court. We suggest that folks read this analysis and forward it with their comments to Kamala Harris (California State Attorney General) requesting her office to strongly object to this Saterbak ruling, and request that the Attorney General request that the Supreme Court de-publish the Appellate ruling. Continue reading

Please Help and Support The Torrenga Family Fighting Foreclosure

torrenga familyFighting a non-traditional mortgage loan foreclosure (NTM) is one of the hardest and heart-wrenching actions anyone can undertake. What is even more frustrating is the inability to find a good foreclosure attorney when you need him/her.This was the case for KathyJo Torrenga, who started her family in this home. Click HERE to support the Torrenga Family.

The Torrenga’s live in rural Muskegon, MI and let’s face it, even in big cities it’s hard to find knowledgeable foreclosure defense attorneys. Good defense attorneys are few and far between and bank fraud – as we see in these huge settlements – runs rampant. KathyJo tried to defend her home pro se after searching for an attorney that could understand a complicated securitization case. Continue reading

New York Fed Chief Levels Explosive Charge Against Big Banks

morally bankruptAmerica – we have a crisis. A moral decay that stems from decades of deceit and the acceptance of lies, fraud, and morally bankrupt behavior. We’ve allowed politicians, bankers, attorneys and judges to disregard ethical values and operate under a morally bankrupt code of conduct. It is time to demand that the culture change and it has to start at the top.

Our children have no respect for authority and frankly, how can they when Presidents, politicians and bankers lie – all in the name of money. We’ve set the bar so low that by the time the next generation arrives they won’t be able to recognize the truth. Huffington Post’s  reports the NY Fed Chief’s opinion is that the problems need to be address. Finally maybe, yeah?     Continue reading

BofA Invasive Tactic in Foreclosures Draws Scrutiny

Don’t think for a minute that this could not happen to you.  This is much more prevalent than you can imagine.

NYT break-in storyThe New York Times – by JESSICA SILVER-GREENBERG

Barry Tatum returned to his home in Chicago in December to find that his front and back doors had been torn from their hinges, leaving his possessions exposed to the frigid winds that whipped through his neighborhood.

Terrified that he had been robbed, Mr. Tatum, who had fallen behind on his Bank of America mortgage, raced inside only to discover an unlikely source of the break-in, he Continue reading

DUAL TRACKING VIOLATIONS DURING MODIFICATION PERSIST

Dual tracksDual tracking is when a servicer has you filling out modification paperwork and sending them your bank statements, proof of residency, tax returns, P&Ls, payroll stubs, etc. (over and over) and actually is processing your foreclosure at the same time.  Homeowners were supposed to be protected from dual tracking during modification.

But in case you were wondering if you can sleep at night while under the modification game – here are some interesting facts just released from the California Reinvestment Coalition (CRC) who distributed a survey to housing counselors in February 2013 to Report on how the banks were holding up their end of the bargain. So, if California is any indication of what the banks are doing around the rest of the country – be very wary. Continue reading