Winning an FCRA case on the back end of a foreclosure … on appeal in the 9th Circuit

IMHO – the passing around of mortgage loans is nothing but money laundering and/or cooking the books to give a company’s financial overview a fake sense of viability at the homeowners’ expense.

Clouded Titles Blog

(BREAKING NEWS, OP-ED)– The author of this post is a paralegal and consultant to attorneys on foreclosure defense and consumer issues. The case posited above is for your educational benefit only and any commentary presented here does not portend to convey any legal advise whatsoever.

The U.S. District Courts never cease to amaze this author given the blatant facts and allegations presented by the Plaintiff (Gross) in his FCRA case against CitiMortgage, Inc. The lower court justices nearly always rule for the banks no matter what. Could it be because the federal judges are vested in these banks and are conflicted out? This is why Judicial Watch puts out a list of financial records (those that have been obtained) of the federal court system’s judges’ for all to see and review (at the following link): https://www.judicialwatch.org/judge. And the cause and effect situation expressed here is exactly…

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Quiet Title Actions, Multiple Scenarios and Suspected Court Overreach

Excellent post. Yes, homeowners need education! Homeowners are waking up as 2020 election fraud tactics using patented computer algorithms, bribed politicians and judges, forged ballots and stuffed ballot boxes mirrors foreclosure fraud in so many ways. It’s not hard for a homeowner facing foreclosure to understand how rigged and corrupt the entire system had become.

Just like school loans (ARS), mortgages (MBS) were UNREGULATED DERIVATIVES that need to be wiped entirely off the books because of the swamped fraud and corruption for which they were created.

Clouded Titles Blog

(BREAKING NEWS, OP-ED) —The author of this post is a paralegal and trial consultant to attorneys on chain of title issues. The article is designed to educate and is not to be construed as legal advice or to attempt to draw any legal conclusions of law.

A Supreme Court of Iowa case came into my inbox this morning and after reading its 14 pages, it became a relevant topic for discussion here.

In this suit, the tax deed holder (ACC Holdings LLC), twice tried to sue the owner of record (Rooney). The Iowa Rules of Civil Procedure only allow for two “bites at the apple” (IRCP 1.943) and the second voluntary dismissal operated as an “adjudication on the merits” (in other words, by dismissing its own case twice, it blocked the Plaintiff from suing a third time by creating case law, based on a third filing of the same…

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Cyprus Haircuts Could Lead to Bank Runs Says Russia

Remember this? “It could happen here. One day you could go to the ATM or try to use your debit card at Walmart and “bingo!” no money – everything is frozen because your bank or its associated bank is about to go under.” Best to be prepared. Stock The Pantry. Deal Shopper.

Deadly Clear

CBS Cyprus VideoCypriots have taken a significant haircut losings a significant portion of their deposits. Without the new deal, all depositors would have lost funds. By striking a deal at least depositors with under $100,000 will be “fully guaranteed”.

Cyprus, with the agreement of Eurozone finance ministers, dodged a disorderly sovereign default and unprecedented exit from the euro by bowing to demands from creditors to shrink its banking system in exchange for 10 billion euros (equivalent to $13 billion US) of aid to prevent its banking system collapsing and keep the country in the eurozone. All Cyprus banks will remain closed until Thursday, the central bank has announced in a shock statement.

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RSN: Will the Peasants Go Medieval on Bankers?

Deadly Clear

February 10, 2022: Questions: Is the rush to vax to beat out the new COVID tests or the domino fall of the pension funds worldwide? Whose fault are the shortfalls aka pension deficits aka losses aka zero (0) funds? Now ask the title question.

“The pension industries in many countries are in a bad way. According to a Citibank report from 2016, the 20 largest OECD countries alone have a US $78 TRILLION shortfall in funding pay-as-you-go and defined benefit public pensions’ obligations. This shortfall is far from trivial. It is equivalent to about 1.8 times the value of these countries’ collective national debt.” CLICK HERE

Readers Supported News: By Washington’s Blog

While everyone from Tony Blair to Nouriel Roubini is debating whether or not bankers should be hanged, the Wall Street Journal and Bloomberg provide some fascinating historical context.
Dark subjects: A Red Saunders creation. This picture is…

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Hawaii union members hold news conference to discuss taking legal action against COVID vaccine mandate

This is a must see for everyone in Hawaii and other states with high pension deficits and experimental vaccine mandates for union employees.
By Sydney Sullivan

Take into account that it appears Hawaii has “gambled” the pension funds and has BILLION$ in deficits in UNREGULATED DERIVATIVES and bad investments. If they fire people it is likely these union members won’t get their pensions until retirement age – if they are even available at that time. If people quit now and take their pension funds from whatever they are using to make pension payments, might be better because they they might not see their pensions when they retire. Just a thought. Hawaii’s largest public pension fund hits a record $14B shortfall and State public funds’ shortfall hits $25B

“Shortfall” – laugh out loud. “Shortfall” –  a clever term for “we’ve lost your money”. It appears, as American Homeowners completely understand, it is more likely bad investments and gambling debts.

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3,041 CRIME SCENES

“We do what we are told. If the people do not rise up, they will be defeated and the BlackRocks of the world will move in, buy up their foreclosed homes in bulk and turn America into a nation of renters.”

Once you research and understand who BlackRock and Vanguard are (Vanguard is the largest shareholder of BlackRock), and see them in the investment portfolios of the judiciary and politicians – you start to get a grip on reality. We are at war and foreclosure was just an early step in the playbook.

Clouded Titles Blog

(OP-ED)– The author of this post is the author of the book Clouded Titles (among numerous others) and proffersthis message for educational purposes only and in no way should this be construed as legal advice.

Why the foregoing number?

That’s how many counties, boroughs and townships there are in America that contain public land records.

I recently received a video interview which contains the commentary of John O’Brien (Southern Essex MA Register of Deeds) and Jeff Thigpen (Guilford County NC Register of Deeds), both of whom I know and respect. Both share the commonality with some not-so-notoriously known elected officials (Armando Ramirez (Osceola County FL Circuit Clerk) and Nancy Rister (Williamson County TX County Clerk) who, having audited their public records echoed similar sentiments.

“When I saw the results of the audit we did in Williamson County, Texas, I was overcome with the same level of feeling as if…

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Prepare for an Onslaught of Foreclosures

By Sydney Sullivan

Sometimes (most of the time) we have to wonder – whose bright idea was the foreclosure and eviction moratorium? Did they have no sense of consequence? The idea in and of itself was good at the time – but the execution leaves a lot to be desired. Why in the world would the Congress agree to a moratorium of mortgage payments be allowed to use a “forbearance” program?! Here we go again.

FOR IMMEDIATE RELEASE:

March 1, 2021
MEDIA CONTACT:
Office of Communications
Tel: (202) 435-7170

NEW REPORT FROM CONSUMER FINANCIAL PROTECTION BUREAU FINDS OVER 11 MILLION FAMILIES AT RISK OF LOSING HOUSING Federal foreclosure moratorium slated to end June 30, 2021 WASHINGTON, D.C. – Today, the Consumer Financial Protection Bureau (CFPB) issued a report that warns of widespread evictions and foreclosures once federal, state, and local pandemic protections come to an end, absent additional public and private action. Over 11 million families are behind on their rent or mortgage payments: 2.1 million families are behind at least three months on mortgage payments, while 8.8 million are behind on rent. Homeowners alone are estimated to owe almost $90 billion in missed payments. The last time this many families were behind on their mortgages was during the Great Recession.

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Do Bank Foreclosure Attorneys Believe in Karma?

By Sydney Sullivan

The stories you are about to read are relatively true with some poetic liberties, the names have been changed to protect the innocent. God took care of the guilty.

Karma comes from the Sanskrit word, karam, or action. The Law of Karma talks about the consequences of our actions. Or in other words, cause and effect. You may or may not call it karma, but for most of us, we have one of the following ideas already implanted.

  • You reap what you sow –
  • What goes around comes around –
  • You get what you give –
  • Life always come “full circle” –

How does this apply to bank foreclosure attorneys?

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Well, Isn’t This Special…

By Sydney Sullivan

In the process of research for a homeowner in the throws of foreclosure hell, albeit stayed in moratorium for the purposes of COVID as a “Federally backed mortgage loan” pursuant to the 2020 Coronavirus Aid, Relief, and Economic Security Act (CARES Act), a little unknown gem of information surfaced.

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