TBTF HAS MET ITS WATERLOO

Nov. 14, 2025 — With all this new talk about mortgage fraud and funding or selling Fannie and Freddie, it may be time to revisit where the mortgage fraud and fraudulent financial products started.

businessman-outdoor-puzzle-piecesThe recent lawsuits filed in the SUPREME COURT OF THE STATE OF NEW YORK,  COUNTY OF NEW YORK are the beginning of a long process unraveling the frauds created by a generation of “Younger Boomers” and “Now Generation” Wall Street bankster executives that expected immediate gratification.

These smart-asses didn’t take the time to ensure all the pieces to the puzzle fit before they began their filthy rich land grab operation, causing a lot of damage and red ink to America and the rest of the world. Their failures are your insurance to defeat foreclosure once you understand what is missing.      Continue reading

THE BILL DELIVERED TO CONGRESS-H.R. 1776 -The People’s Remedy and Restoration ACT. Sept. 2025

By Sydney Sullivan

For a direct link to the video click on the picture above.

“Through this Act, the People call upon their government to act decisively: to audit and recover all stolen property and records, to dismantle corrupted networks, and to ensure that such crimes can never again be hidden behind technology or private monopolies. This Act is the lawful bridge between historic duty and modern enforcement — uniting the past, present, and future of our Republic in a single demand for justice and restoration.” H.R. 1776 Please read and Share.

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Fraud Vitiates Everything. US v. Throckmorton, 98 U.S. 61 (1878)

“The moral hazard lies with the banksters’ and their cohorts’ deception and intent to deceive, the failure to disclose, the intentionally inflated appraisals and the sick and intentional manipulation of the American homeowners’ reliance for the one and only purpose of demented capitalistic profit. When you make a photo copy of a negotiable instrument or cash and try to pass it off as an original – there is intent to deceive.”

“The saddest outcome of all of this is that the judges and the governments think they are holding the country together, when in fact, by allowing this type of man-made computerized criminal behavior they are merely adding to the country’s overall moral degradation and physical decay. And for what? For pensions, retirement funds and investments that, more than likely, are not there anymore anyway? Wake up!”

There’s no difference in photocopy reductions of a Mortgage Note passed off as an ORIGINAL Note, than the counterfeiting criminal trying to copy and print currency. Nor is there a difference between a Judge accepting an obvious reduced photocopied Note instead of a wet ink ORIGINAL, than the criminal getaway driver who is an accessory to the crime. IMHO.

UNJUSTICE – Chapter 7: THE MEETING

UNJUSTICE
 A Sydney Sullivan Story
“Although inspired in part by a true incident, the following story is fictional and does not depict any actual person or event.” Photos throughout the fiction are to assist with your own imagination.

Carl knew he didn’t want to discuss the Louis Harding issue in his chambers, in fact, Carl really didn’t want to discuss it anywhere in public either – or in Louis Harding’s office. This made it all the more difficult to structure the opportunity to have a confidential meeting. Carl thought of a plan where no one would interfere or suspect the agenda. Carl’s brother-in-law, Phil, was a Senior Executive at Andersen Corporation in Bayport, about 26 miles from Minneapolis. Carl asked Phil if he might be able to use the company’s board room for a private meeting after hours. Without telling Phil the details, but assuring him it was needed for good reason, Phil gave him various dates that the room would be available. Carl thanked him and said he would let him know what date could be confirmed.

     Next, Carl had to figure out a way to get Louis Harding to Bayport for a meeting. ‘I’ll just be cryptic when I call him,’ thought Carl.

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UNJUSTICE  – Chapter 2: SHARING SECRETS

UNJUSTICE
 A Sydney Sullivan Story
“Although inspired in part by a true incident, the following story is fictional and does not depict any actual person or event.” Photos throughout the fiction are to assist with your own imagination

Whether it was the wind that day or the position between the camps, Erik and Howard could hear the entire conversation the judges were having. It was like the old well-known oddity of the placement of John Quincy Adam’s desk in the U.S. Capitol where he could hear everything people said — even whispers — from clear across the room. Normally, Erik and Howard wouldn’t hear anything coming from the judges’ camp. But today the word “foreclosure” peaked Erik’s hearing and he wanted to hear more.

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The Final Interview with Foreclosure Defense Expert Neil Garfield

This is a must listen to excellent interview with Neil Garfield by attorney Lance Denha and every American Homeowner must share with their local and federal political representatives. Neil is completely frank about the fraudulent securitization system. Neil left us with incredible truths about the foreclosure (aka land grab) system used by the makers and sellers of these fraudulent financial products.

Neil Garfield knew the “system”. He had worked in it – and he recognized the blatant fraud years ago. He set out his entire life to helping homeowner victims that were sold fraudulent financial products aimed at destroying middle class Americans. The system was rigged, the courts were complicit, the foreclosure attorneys sold their souls.

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It’s 2022, An Election Year – AND SOME THINGS NEVER CHANGE

By Sydney Sullivan

Original Uploaded on Oct 9, 2009
Rep. Marcy Kaptur talks about trying to work with banks to prevent foreclosures in her hometown of Toledo, Ohio. Bill Moyers Journal airs Friday nights at 9 pm on PBS.

See also: 

“Stay in Your Homes – You Are Going To Find They Don’t Have That “Paper” Up There On Wall Street”

This is where I first learned the term of political fraud pandering. American Homeowners thought they had a cheerleader and it turns out Marcy Kaptur and the rest of her political cronies were just another bunch of do nothing politicians. They had the chance to write legislation to outlaw the fraudulent securitization schemes, robo-signing and UNREGULATED DERIVATIVE and they did nothing! The small in consequential crap they did do, like the $25 million National Mortgage Settlement that Kamala Harris oversaw, was a drop in the bucket to the TRILLION$ of debt the banks created from Americans’ mortgages and never helped the over 56+ million American families that lost, short sales, or walked away from their homes. This and other bank/government “settlements” were just a smokescreen leading up to another election.

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The Eerie Similarities Between American Homeowner Foreclosure and the US House Impeachment Inquiry(s)

By Sydney Sullivan

For over a decade, American Homeowners have been fighting the corruption that stems from the banks to legislators and down through the judiciary… and all the way up to the top of the political chain. Mortgages and Notes were faux pieces of paper created after American Homeowners filled out Fannie Mae 1003 applications where their personal  information and properties were sold into securitization/rehypothecation slavery before they signed the fake mortgage deals.

With this corruption grew tons of charlatans riding the gravy train at the expense of naive, sleepy homeowners and business owners who trusted their banks and Continue reading

Whistle BLOWER from McCARTHY Holthus Admits FAKED Title

William WAGENER
Published on May 3, 2019

“We never had original documents.” They were told to create a fake chain of title.

“Polly, admits she used to work for McCarthy – Holthus in San Diego, FABRICATING “Chains-of-Title” it appears, for years, before she read the case law, and realized she was just a cog in the machine robbing American Homeowners of their homes, on behalf of the company, & its attorneys [members of the BAR] who [knowlingly] filed those documents.

And MERS (Mortgage Electronic Registration Systems, Inc.) or T.U.M.E.R.S. – she and others had access to, and OMG, this YOU have to hear. But before that, we got a tip that Billie Rene Frances Lillian POWERS, was meeting other “Dis-Possessed” homeowners at the corner of 411 Ive St. [San Diego] to try to reason with those who do the fabrication of CHAIN-of-Titles and motions to steal homes (in Polly’s opinion).”

 

200 Million of the Most United Group of Americans in the United States – Wrongful Foreclosure American Homeowners

By Sydney Sullivan

Judicial ActivismFor all the talk about a divided America (mostly political that we shy away from on the DC blog), there is a HUGE group of people that can collectively agree we were screwed, smeared, and denied due process in courts that failed to follow the Rule of Law. This is the massive population of American Homeowners.

The majority of over 84 MILLION families were unwittingly lured into a corrupt Wall Street securities scheme that cost them their clear title properties and in some cases their lives or the lives of their loved ones. American Homeowners can easily collaborate and identify with each other because the same crimes were committed over and over on each of them. Talk about a united, cohesive bunch of people – we are the American Homeowners! Continue reading