Montgomery County, Pennsylvania, Recorder of Deeds, Nancy J. Becker is GRANTED Class Certification to Pursue Mortgage Electronic Registration Systems, Inc. and MERSCORP Holdings, Inc.

Posted on February 16, 2014 by Deadly Clear

A Pennsylvania federal judge Tuesday granted class certification to deed recorders in Pennsylvania who allege Mortgage Electronic Registration Systems Inc. violated state law by failing to properly record mortgage assignments and pay recording fees. This means Pennsylvania may proceed with a class action against the MERS Blur Gang. Continue reading →

BUSTED: Trustee Caught Building Endorsements!

Posted on December 12, 2013 by Deadly Clear

Re-blogged from MSFraud.org

This is Alaska Trustee, L.L.C., OneWest Bank, Deutsche Bank and Lender Processing Services conspiring to forge/fabricate the endorsements on the Note.

This is actual correspondence obtained through discovery, submitted to the Court in a 60B motion, which was denied without a hearing at the trial court level. [Read more on MSFraud HERE]

Way to Go!!

Every State Should – AUDIT LAND RECORDS

Posted on November 29, 2013 by Deadly Clear

By Sydney Sullivan

“[L]and records across the country have been polluted, diluted, laundered and rendered useless by MERS (the Mortgage Electronic Registration System), and Landtegrity.com has posted a petition demanding answers from the White House,” wrote Richard Zombeck, in the Huffington Post April 2103.

No answers have been received. Now is time to prepare for the 2014 elections and get the point across. We need to unite and visibly display our discontent for the damage done to our property records. Let’s put a bumper sticker on every car!
Order your bumper sticker now so that every politician can clearly see the #1 agenda on the minds of every homeowner in America is to clean up the land records. Continue reading →

More Cities Consider Eminent Domain to Halt Foreclosures

Posted on November 15, 2013 by Deadly Clear

The failure of the U.S. government to prosecute those who were the masterminds behind the NTMs (nontraditional mortgages) and subprime loan debacle, that more likely appear to have been an intentional Ponzi-like scam, makes Eminent Domain a plausible solution for relief. If handled properly Eminent Domain may actually save homes and families – not to mention saving lives and local governments that foolishly invested in unregulated and rigged derivatives and securities.

Do the math. Hypothetical figure (conservative): $900 month payments X 67 million MERS mortgages X 12 months (1 yr.) = $723,600,000,000 new revenue stream annually – and this figure is conservative… it’s likely 2-3 times higher and this is JUST MERS. Continue reading →

Welcome to Freddie and Fannie’s Mortgage Shell Game

Posted on September 25, 2013 by Deadly Clear

By Shawn Timothy Newman, J.D.
Adjunct Professor
Saint Martin’s University

In common parlance, a mortgage (or Deed of Trust) includes the underlying loan (promissory note) and the security on that loan (mortgage or Deed of Trust). This ignores the fact that the note and mortgage (or DOT) are two separate contracts governed by some different laws and legal principals.

As noted in Powell on Real Property, sec. 37.27 [2] (Michael Allan Wolf ed., LexisNexis Matthew Bender 2010) Continue reading →

OCC – Correcting Foreclosure Practices

Posted on August 29, 2013 by Deadly Clear

Correcting Foreclosure Practices – Updated August 28, 2013

While cruising the Internet looking for the status of a particular bank, the Office of the Comptroller of the Currency (OCC) Independent Foreclosure Review website jumped into view. The OCC website is worth an examination even though the Submission Window is closed (way too early IMHO) as there are numerous CONSENT ORDERS made available for viewing.

Of course the accused financial and/or financial related companies never admit or deny the the “Findings” from the examination by the: Continue reading →

“Height of Hypocrisy” – Legalize MERS with a National Mortgage Data Repository aka Foreclosure Fraud-Away

Posted on July 15, 2013 by Deadly Clear

What does a hypocrite look like? The poster boy for the Republican “Height of Hypocrisy” is Texas 5th District Congressional Representative Jeb Hensarling. The Republicans claim to be for state’s rights, tight borders, and Texas wants to secede from the Union… Yet this whopping idiot wants a national land registry…blur the lines between the states and allows foreign ownership and control!

Apparently, his recent date with Wall Street has thoroughly discolored his state’s rights land recordation thought process. In January this year, Rep. Jeb Hensarling ascended to the powerful chairmanship of the House Financial Services Committee. Six weeks later, campaign finance filings and interviews show, Hensarling was joined by representatives of the banking industry for a ski vacation Continue reading →

Securitization is NOT a “Traditional Mortgage Loan” Operation

Posted on June 27, 2013 by Deadly Clear

Securitization is a relatively new innovation given the operation of the traditional mortgage loan industry over the last 70 years.

What is routinely overlooked is the fact that this entire new process and product development has been patented in the USTPO extensively by the banks. The loans that were sold at the turn of the century through present day are NOT traditional mortgage loans. This fact is further complicated because there was no meeting of the minds when the contracts were formed. Additionally, there are multiple defects that should literally void documents or cause defective products to be recalled. Continue reading →

Majority of Supreme Court members millionaires

Posted on June 18, 2013 by Deadly Clear

Ginsburg, Breyer top list of wealthiest justices

The Center for Public Integrity posted a superb article by Reity O’Brien and Chris Young.

“At least five and perhaps as many as eight of the nine members of the U.S. Supreme Court are millionaires according to recently released financial disclosures, and only two hold any consumer debt.

Assets on the forms are reported in a range making it impossible to say precisely how much each justice is worth, but suffice to say, none of them are hurting financially. Continue reading →

Mortgage Crisis 101 by Prof. John Campbell

Posted on June 10, 2013 by Deadly Clear

While the foreclosure crisis might sound to some like duck soup, Professor John E. Campbell from the University of Denver Sturm College of Law has taken the time to dissect the issues in his Mortgage Crisis in a Nutshell video explaining precisely what has happened to homeowners and searching for the reasons why.

Prof. Campbell explains what has happened in the traditional sense and how Mortgage Electronic Registration Systems, Inc. participated in part of the scheme. He also discusses how and why the homeowners were not intentionally at fault.

In this one-hour video, Attorney John E. Campbell explains the main aspects of the mortgage crisis that has devastated the U.S. housing market and the economy. Watch the video and then let’s discuss securitization in a little more detail below. Continue reading →