Don’t you find it remarkable that the U.S. is 40 countries below #1 Romania 96% and Cuba 90% in worldwide homeownership? We are in a tighten market along with Germany and  Hong Kong, China. Where’d you say the democracy went?

https://en.m.wikipedia.org/wiki/List_of_countries_by_home_ownership_rate
List of countries by home ownership rate
This is a list of countries by home ownership rate, the ratio of owner-occupied units to total residential units in a specified area.[1]

Rank Country Home ownership
rate(%) Date of
Information
1 Romania 96.1 2014[2]
2 Cuba 90.0 2014[3]
3 Lithuania 89.9 2014[2]
4 Slovakia 90.3 2014[2]
5 Singapore 90.3 2014[4]
6 Hungary 88.2 2014[2]
7 Croatia 89.7 2014[2]
8 India 86.6 2011[5]
9 Bulgaria 84.3 2014[2]
10 Russia 84.0 2012[6]
11 Poland 83.5 2014[2]
12 Norway 84.4 2014[2]
13 Latvia 80.9 2014[2]
14 Estonia 81.5 2014[2]
15 Malta 80.0 2014[2]
16 Czech Republic 78.9 2014[2]
17 Mexico 80.0 2009[7]
17 Thailand 80.0 2002[8]
18 Spain 78.8 2014[2]
19 Iceland 78.2 2014[2]
20 Slovenia 76.7 2014[2]
21 Trinidad & Tobago 76.0 2013[9]
22 Greece 74.0 2014[2]
23 Brazil 74.4 2008[10]
24 Portugal 74.9 2014[2]
25 Cyprus 72.9 2014[2]
26 Finland 73.2 2014[2]
27 Italy 73.1 2014[2]
28 Luxembourg 72.5 2014[2]
29 Belgium 72.0 2014[2]
30 China 70 1990[11]
31 Ireland 68.6 2014[12]
32 Sweden 69.3 2014[2]
33 Canada 67.6 2013[13]
34 Israel 67.3 2014[14]
34 Turkey 67.3 2011[15]
35 Netherlands 67.0 2014[2]
36 Australia 67.0 2011[16]
37 New Zealand 64.8 2013[17]
38 United Kingdom 64.8 2014[2]
39 United States 64.5 2014[18]
40 France 65.0 2014[2]
41 Denmark 63.3 2014[2]
42 Japan 61.6 2008[19]
43 Austria 57.2 2014[2]
44 South Korea 54.2 2010[20]
45 Germany 52.5 2014[2]
46 Hong Kong 51.0 2014[21]
47 Switzerland 44.0 2013[2]

Faux mortgage and note documents. These were NTMs (non-traditional mortgages). In other words these were securities transactions with zero disclosure to the homeowner who provided the collateral.

We have New Century agreements between parties that establish the collateral is merely “pledged” until default and that the investment bank may continue to reuse, repledge, rehypothecate the collateral – even though he collateral is supposed to be inside a closed trust.

Oh, it is so much bigger in reality than anyone realizes. It’s time to rally the troops to start educating the masses. The $3 TRILLION in underfunded pensions across the United States is a devastation that nobody in the main stream media has linked to the banks and the deregulation of Glass-Steagall and other laws that protected retirement funds. This “underfunding” or “shortfalls” terminology is a delusional ruse.

The pension funds were gambled away on Wall Street betting on risky unregulated derivative securities. Yeah, there are “shortfalls” due to bad investments – very bad investments! And believe me when I tell you that had this mortgage scheme been more highly regulated, these securities transactions would have been mandated to provide full disclosure to the homeowners and fraud would be fraud.

Had homeowners have been fully informed many would not have risked their properties in these NTMs. Average homeowners and honest attorneys have put the spotlight on this travesty – not politicians who intentionally did the damage. Now, it is time for all good men and women to link the pension-gate to the intentional deregulations without oversight and warn the world.

These shortfalls and underfunding of pension funds is not due to homeowners who don’t want to pay. Nine out of ten homeowners have tried to modify their loans under the HAMP scam. The banks won’t take their money because insurance pays quicker. Where’s the moral dilemma? It’s in the computer software scheme that has weaponized our own data against us.