Hello, Neil Garfield here and this is Thursday May 30, 2019. As everyone knows who is involved in foreclosure litigation, things are not what they appear. And revealing the absence of facts that would constitute legally required foundation for the introduction of key elements of a case is the key to beating back fraudulent foreclosures.…

Source: Partial Transcript from Last Night’s Neil Garfield Show on Attacking Facial Validity of Documents Used in Foreclosure

“Powell says the case raises an interesting question: Are entities wrongly filing foreclosure suits and collecting on notes they don’t own?”

Originally posted in November, 2008 this illustrates what happens when you destroy notes and then “recreate” them for purposes of claiming you have the original in court. The fact remains that neither of them had the original note because, as the Florida Bankers Association told the Florida legislature, it was industry practice to destroy the…

Source: Two Foreclosures, One Property, One Owner, Both Claiming Possession of the Original Note, Neither Claiming Ownership of the Debt

“All you need to do is to show that instead of there being normal business practices in which every transfer of a major asset is well documented and recorded in the books and records of the transacting parties, instead of all that there is nothing. There is no payment because the investment bank already paid. You simply show that there was no payment between the parties on the note, indorsement, mortgage, deed of trust or assignment of mortgage.”

Source: Partial transcript of Neil Garfield Show on Administrative Strategies

Judges do not rule for borrowers because they believe that securitization is a scam. They rule for borrowers when the securitization scheme or scam fails on the proof. And the way you reveal that failure is the secret to winning foreclosure cases.

Source: Transcript from Neil Garfield Show on Discovery