Coinciding with the discoveries in Florida, on the other side of the continental US in Oregon, was an even deeper intellectual find. Obsessed with his own loan misrepresentation, architect Ken Dost dug down into the foundation of the scheme and discovered the USPTO patents for the software systems, trademark assignments and virtually built out the system with the banksters own paperwork. As if to make the “new” securitization process legal – the banks patented every single move from solicitation to REO and beyond. Ken could easily see the “intent” to defraud from the structure of the patents. No one else had the time or inclination to read 20 years of patent works, but Ken diligently hammered away linking every source and every step. He could see when the software systems were “relaxed” to enable “no doc” loans. Ken could also see that fraud detection was built in early-on into the patented systems but rarely used by the banks – moreover, it was [intentionally] ignored. Ken’s rabbit hole is more complex but it is essential to the overall system of fraud.