Good advice.
What you don’t know could hurt you: Google censoring documents for the Banks?
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Monthly Archives: December 2017
Don’t get Grinched by opportunistic Servicers
Here is a map where the majority of states allow you to record phone calls with only one party (you) knowing that the call is recorded. https://deadlyclear.wordpress.com/2013/04/15/is-it-legal-to-record-the-banks-phone-call-or-conversation/
It’s much easier to write your follow-up letter if you have a recorded conversation to work from – and most attorneys advise to write the servicer a follow up letter, especially when a recording might not be admissible in court. Keep all your correspondence, including statements organized. If you are unorganized in everything else in your life, make your mortgage loan your priority in organization. The correspondence you keep, may save your home.
Serial Filings That Block a Creditor: Better Not to Obtain More Relief Than You Need
Just a side note: There are more efficient ways to deal with foreclosure rather than use the bankruptcy courts.
In re Ross, 838 F.3d 779 (3rd Cir. 2017) –
A debtor filed bankruptcy to block a foreclosure. When he sought to voluntarily dismiss the case, the bankruptcy court granted the request but also enjoined him from filing at any time in the indefinite future. The order was appealed first to the district court and then to the Third Circuit.
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Deadly Clear 