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Deadly Clear 
You may have already seen this but I find it sickening! How many more times will the homeowners be raped? http://nationalmortgageprofessional.com/news41770/revolving-door-regulators?utm_source=MadMimi&utm_medium=email&utm_content=NMP+Daily%3A+Regulators+Seek+to+Provide+Guidance+on+QMs+and+More+___&utm_campaign=20131023_m117642330_NMP+Daily%3A+Existing-Home+Sales+Drop+1_9+Percent+in+September%2C+Senior+Home+Equity+on+the+Rise+and+More+___+1&utm_term=KEEP+READING___
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The most misunderstood notion of our time is that everybody wants the same thing – therefore scarcity thrives.
“The plague of mankind is the fear and rejection of diversity: monotheism, monarchy, monogamy and, in our age, monomedicine. The belief that there is only one right way to live, only one right way to regulate religious, political, sexual, medical affairs is the root cause of the greatest threat to man: members of his own species, bent on ensuring his salvation, security, and sanity. ”
― Thomas Stephen Szasz