As the Wall Street mortgage-backed securities fraud collapsed the United States economy Florida began to get hammered. Heavily weighted in Florida loans, targeted Florida homeowners of these failing trusts were the first to feel the brunt force of foreclosures.
From the financial force majeure grew a group of “warriors” that knew something was wrong and they began combing the county records for clues. Among the first of the warriors was Lisa Epstein, an oncology nurse in Palm Beach County, Florida who started noticing something new — and unsettling — as patients talked about their struggles. Not only were her patients and their families coping with a serious diagnosis and the cost and side effects of treatments, but more and more of them were also facing the loss of their homes.
Lisa spent her lunch hours in the county recorder’s office finding documents that were apparently robo-signed and unlawfully notarized which she brought to the lawmaker’s and public’s attention in summer of 2010. Lisa has decided that in order to make change and protect the land records from fraud and abuse that she will run for for Palm Beach County Clerk of Court & Comptroller. Lisa has helped all of us across the country fighting foreclosure and she has been instrumental in sharing her knowledge from Maine to Hawaii.
Please help to support Lisa with a campaign donation here on her LISAFORCLERK.COM website.
A quote from Lisa’s website:
“Reliable property conveyance is critical to our county’s economic recovery. Lisa is committed to ensuring the integrity and accuracy of the land records which is one of the main duties and functions of Florida’s Clerks. National financial institutions have filed tens of thousands of fraudulent documents across the nation, including Palm Beach County. Refusing to hold these institutions accountable is unacceptable and must be viewed as another bank bail-out. Allowing families to be thrown out of their homes based on these documents is downright unAmerican and has long term consequences including further imperiling our housing market. At a time of deep budget cuts, Lisa will vigorously pursue all measures available to insist on accurate land records, endorse legislation to restore confidence and integrity in our property records, and demand refilling of all clearly deficient documents.”
If you agree, no matter where you live – please make a campaign donation. This is how we unite and make change, step by step.
Deadly Clear 
I am an attorney with a set of clients facing foreclosure: The husband was diagnosed with a severe neurological disease a couple years ago. The wife broke her neck in a household accident (she is healing but is weakened and disabled for the foreseeable future. And although he’s not a party, their son is stationed in Afghanistan. Bank of America served them foreclosure notice last September, and when they did not respond because they did not realize the documents were the foreclosure service, BoA motioned the court to grant a default judgment against them. Fortunately, the Court has a very good presiding judge who declined to grant the motion, and ordered the Bank to provide proof it holds the loan. Of course, BoA cannot provide truthful evidence of that, so we’ll see what happens next.
What needs to happen is a mortgagors’ boycott of their payments, and repudiation of their loans. If everyone with a loan from a too big to fail bank did that, the mortgage crisis would be over, and we could press the reset button on properly recording ownership of real property.
Mr. Ciccotelli,
Your post was an emotional rollercoaster. I am writing to give my respect and thanks for people like yourself and the judge in this particular case. Having honestly dealt with BoA for over 2 years now, your message confirms everything I know first hand. My misfortune pales in comparison to your clients and I will pray for their relief. Surely they have been through enough.
A group of us tried to report to The Dept. Of Financial Services in 2005 that a mortgage broker falsified our incomes on our loan applications without our knowledge. They said No Wrong Doing!! This i s when this this agency should have done something and the whole mortgage crisis could have been nipped in the bud before it even started. No one would listen to us! I am suing the mortgage broker pro se for fraud!