MERS EXPOSED – Declaration of Whistle-blowers Wyler & Powers for Congress/FBI/SEC/DOJ Investigations

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MERS Declaration of Wyler & Powers for Congress/FBI/SEC/DOJ investigations

“Mortgage Electronic Registration System Inc. (MERS) is the focus of the research that is the foundation of this Declaration. Renee Wyler and Billie Powers are registered whistleblowers with the Security & Exchange Commission bringing forth the material evidence of their findings and proprietary work.

The Two come forward in peace as protectors of the American (wo)men, The President, The Treasury and US Inc. They seek remedy for all who are touched by the Ponzi Scheme known as the MERS software database.
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Tonight! How to Attack the Facial validity of Documents, Complaints and Notices Used in Foreclosure 6PM EDT Neil Garfield Show

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“Article 9 UCC §203 requires payment of value as a condition precedent to enforcement of a mortgage or deed of trust. Remember this is to be distinguished from Article 3 which enables a non-owner of the debt to enforce the note and get a money judgment against the maker of the note. That’s different than a foreclosure judgment.”

Thursdays LIVE! Click in to the Neil Garfield Show Tonight’s Show Hosted by Neil F Garfield Call in at (347) 850-1260, 6pm Eastern Thursdays I’m revealing tonight the specific structural analysis I use and which the LivingLies team uses under my direction to analyze the facial validity of documents that are being used to initiate fraudulent, yet…

Source: Tonight! How to Attack the Facial validity of Documents, Complaints and Notices Used in Foreclosure 6PM EDT Neil Garfield Show

Partial Transcript from Last Night’s Neil Garfield Show on Attacking Facial Validity of Documents Used in Foreclosure

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Hello, Neil Garfield here and this is Thursday May 30, 2019. As everyone knows who is involved in foreclosure litigation, things are not what they appear. And revealing the absence of facts that would constitute legally required foundation for the introduction of key elements of a case is the key to beating back fraudulent foreclosures.…

Source: Partial Transcript from Last Night’s Neil Garfield Show on Attacking Facial Validity of Documents Used in Foreclosure

Pump and Dump: When “Lenders” Have No Risk of Loss They Spend Millions Selling Defective Loan Products and Blame Borrowers

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“When the check is issued as proceeds of the sale of the foreclosed property it is deposited into the account of the investment bank. It all goes to the investment bank despite the fact that the investment bank has no debt on its books against which to apply the receipt of such proceeds. That debt has long since been sold and is no longer on its books as a risk of loss.”

Source: Pump and Dump: When “Lenders” Have No Risk of Loss They Spend Millions Selling Defective Loan Products and Blame Borrowers

CFPB claims debt collection firm Forster & Garbus robo-sued thousands on behalf of Citibank, Discover, others

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Fraud on the courts? Your thoughts?

justiceleague00's avatarJustice League

Move over robo-signing…

During the foreclosure crisis, a number of lenders, servicers, law firms, and others engaged in a practice where employees basically rubber-stamped thousands of foreclosure cases without reviewing any of the relevant details.

That practice came to be known as robo-signing.

Now, a new lawsuit from the Consumer Financial Protection Bureau sheds light on a similar practice that apparently exists within the debt collection industry – let’s call it “robo-suing.”

The CFPB on Friday filed suit against debt collection law firm Forster & Garbus, accusing the New York firm of filing thousands of debt collection lawsuits against borrowers despite allegedly conducting only superficial reviews of the relevant documents before deciding to sue.

According to the CFPB, creditors and debt buyers refer credit card, auto loan, student loan, home equity loan debts, and others to the firm for collection. Among the companies that have used Forster & Garbus…

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New Strategies: Request for Comments from Attorneys and Interested Parties

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Please address comments suggestions, case law and statutes to the following email address: NeilFGarfield@hotmail.com I am currently looking at a few new strategies. I will briefly outline them here not as recommendations but as possibilities that I think deserve exploration. As part of the collaborative effort of the LivingLies blog started in 2007 I am…

  1. RECENT QUOTE: “The document which I signed as a Mortgage was in fact an Initial Intent to Issue Mortgage-Backed Securities using my name, my home, my signature and my reputation as a collateral to sell and resell  myriads of times by all possible companies, without any disclosures to me and without my consent to be sold like a cow.

“Of course nobody disclosed me profits received from selling my home and my private information several times a day; and make millions by trading on my name and reputation.”

 

Source: New Strategies: Request for Comments from Attorneys and Interested Parties

The Big Hoax: Are “Sales” of “Loans” and “Servicing” Real?

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References to sales of loans and servicing rights are usually merely false assertions to distract homeowners and lawyers from looking at what is really happened. By accepting the premise that the loan was sold you are accepting that the loan was (a) real and (b) owned by the party who was designated to appear as…

Source: The Big Hoax: Are “Sales” of “Loans” and “Servicing” Real?

Two Foreclosures, One Property, One Owner, Both Claiming Possession of the Original Note, Neither Claiming Ownership of the Debt

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“Powell says the case raises an interesting question: Are entities wrongly filing foreclosure suits and collecting on notes they don’t own?”

Originally posted in November, 2008 this illustrates what happens when you destroy notes and then “recreate” them for purposes of claiming you have the original in court. The fact remains that neither of them had the original note because, as the Florida Bankers Association told the Florida legislature, it was industry practice to destroy the…

Source: Two Foreclosures, One Property, One Owner, Both Claiming Possession of the Original Note, Neither Claiming Ownership of the Debt

Whistle BLOWER from McCARTHY Holthus Admits FAKED Title

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William WAGENER
Published on May 3, 2019

“We never had original documents.” They were told to create a fake chain of title.

“Polly, admits she used to work for McCarthy – Holthus in San Diego, FABRICATING “Chains-of-Title” it appears, for years, before she read the case law, and realized she was just a cog in the machine robbing American Homeowners of their homes, on behalf of the company, & its attorneys [members of the BAR] who [knowlingly] filed those documents.

And MERS (Mortgage Electronic Registration Systems, Inc.) or T.U.M.E.R.S. – she and others had access to, and OMG, this YOU have to hear. But before that, we got a tip that Billie Rene Frances Lillian POWERS, was meeting other “Dis-Possessed” homeowners at the corner of 411 Ive St. [San Diego] to try to reason with those who do the fabrication of CHAIN-of-Titles and motions to steal homes (in Polly’s opinion).”

 

City of Los Angeles to replace Wells Fargo as main banking partner following scandal, stricter rules By: Oscar Flores, FOX 11

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“Both moves were in response to the Wells Fargo fake accounts scandal in which approximately 3.4 million accounts were fraudulently created by bank employees who were given aggressive sales goals.” And judges have to even think twice about fraudulent foreclosures?

justiceleague00's avatarJustice League

LOS ANGELES, Calif. (FOX 11) – The city of Los Angeles is set to replace Wells Fargo as its main banking partner following the bank’s fake accounts scandal and stricter rules enacted in the aftermath.

The information was made public on Monday after a City Council committee approved a report outlining Bank of America and JPMorgan Chase as the top contenders to replace Wells Fargo.

Union Bank was recommended to continue handling the city’s Neighborhood Council Funding Program.

Read on.

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