The room filled with almost 300 bankers plus was very quiet. The 60 Minute interview with Steve Kroft, which told about what I had experienced at Citi, had just finished playing.

There was a collective sigh when the clip stopped and I asked, “What would you do?,” if you had experienced widespread fraud, corruption and cover ups in your bank that put the company and your customers at risk?

What would you do if you knew that by speaking out and exposing the fraud you could lose your job, some of your colleagues could lose their jobs, and some could even go to jail?

The attendees, bankers from all over the southwest were attending the Southwestern Graduate School of Banking (SWGSB). Many, in key positions, could, in fact, experience some of the same challenges in their career which I had.

I told them that I was only doing my…