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Deadly Clear 
When the court dismisses a case e & then puts in all caps “WITH LEAVE TO AMEND” is by no means an ass kicking, the court is just giving the bank a chance, like any other plaintiff to get their act together.
This is the type of propaganda giving homeowners false hope, when 99% of the time the bank comes back & unceremoniously throws the homeowner out on their asses. So in the end the ass that got kicked was the ass of the homeowner when they got booted to the curb.
Attacking the contract is the ONLY, PROVEN methodology for the homeowner to be successful; a foreclosure is in essence a claim the homeowner breached the contract, and the only way for the homeowner to overcome their breach is to attack the contract. Not these worthless services such as forensic, securitization, and “chain of title” audits, scams like “mortgage elimination,” and stall arguments, (“produce the note,” “MERS,” “securitization,” “assignment,” etc., etc., are just that basically worthless.
Homeowners who have utilized the services and/or methodologies provided by Mortgage Fraud Examiners have received awards in the multimillions, free title to their property, and every conceivable settlement imaginable from chagrined banks, by attacking the contract!